Farm & Land
Agricultural | Recreational | Transitional | Acreage Estates
Brokered by Christie’s International Real Estate Bluegrass, Stephen J B Davis is committed to expertise in land and luxury real estate to analyze the opportunity, advise you on the decision, and advocate on your behalf throughout the transaction..
Stephen J B Davis is a Land Specialist and Luxury Residential Realtor serving Central Kentucky's Bluegrass region. Since 2018, he has focused on acreage estates, recreational land, transitional properties, and agricultural land—transactions where the stakes are high, the details matter, and getting it right requires more than access to listings.
Stephen's approach is built on a simple framework: analyze, advise, advocate. He brings the analysis to understand what a property is actually worth, the professional judgment to advise clients clearly, and the persistence to advocate for their interests from first conversation to closing. His clients aren't looking for someone to open doors and process paperwork—they want a trusted advisor who will tell them the truth, even when it's not what they hoped to hear.
Before real estate, Stephen was a music educator in Detroit, Michigan, where he built a teaching business serving more than 20 private students across 10 schools while helping lead three marching bands. That work taught him something that still drives his practice today: success comes from understanding what each person actually needs and building a process to get them there. He brings that same care and attention to every client relationship.
Stephen is currently completing advanced education to become an Accredited Land Consultant, deepening his expertise in conservation easements, property rights, and the complexities that come with land transactions. He is committed to knowing more than the market requires—because his clients deserve guidance they can trust.
He works best with clients who value process, value expertise, and are prepared to collaborate throughout the transaction. That means two-way communication, timely decisions, and a shared commitment to the outcome. If that's how you prefer to work, Stephen welcomes the conversation.
Outside of real estate, Stephen is an avid outdoorsman who enjoys college sports, traveling, and managing his 13-acre homestead. He's known to appreciate good bourbon and values time spent with family and friends. He also volunteers his time and resources to causes surrounding land conservation, outdoor access, and education—believing that giving back isn't optional, it's the point. We just have to figure out, through tolerance, love, and respect, what way we can best do it.
Education
Kentucky Real Estate License (2018)
University of Arkansas, Master of Music (2014)
University of Michigan, Bachelor of Music (2012)
University of Michigan, Music Education (2012)
Click here for more on Stephen’s Post-License Education
Professional and Social Affiliations
University of Michigan Alumni Association, Lifetime Member
Bluegrass Land Conservancy, Board of Directors
National Association of Realtors (NAR)
Bluegrass Realtors
Realtors Land Institute (RLI)
Realtor Land Institute, Tennessee Chapter
Level 1 Deer Steward (NDA)
National Deer Alliance (NDA—formerly QDMA)
Lexington Bourbon Society (LBS)
Kentucky Black Bourbon Guild (KBBG)
League of Kentucky Sportsmen (LKS)
Backcountry Hunters and Anglers (BHA)
Certified Bourbon Steward (Stave and Thief Society)
Location
The goal is to meet your need wherever it lies. While Stephen’s office is located in Lexington, Kentucky, opportunities in the land business present themselves all over The Bluegrass Region. Some projects in Northern, Eastern, and Southern Kentucky are considered on a case by case basis. See the list full list of counties below the map.
Anderson, Bourbon, Boyle, Bracken, Clark, Estill, Fayette, Franklin, Garrard, Grant, Harrison, Henry, Jessamine, Lincoln, Madison, Mercer, Nicholas, Owen, Pendleton, Scott, and Woodford Counties
Farm & Land Financing
If you are a farmer or intend to farm as your primary job, there are special USDA Guaranteed loans for you. See the bulleted links below for more information.
To finance rural land for recreation, home building, or investment, there are many options of lenders. Most loans, however, will fall into the category of a balloon loan. To learn more about how land financing works click here.
To get started with the pre-approval process choose an option below:
Rural 1st:
Competitive interest rates and low down payments for prime borrowers (720+ credit score)
Rural construction, recreational land, agricultural land, and more
Non-depository institution and services loans on a statewide basis
AgCredit:
More industry standard land loan types (30%-40% down)
Agricultural loans, rural construction, recreational land, and more
Depository institution and services loans on a much more local basis
