Farm Loan

If you are a farmer or intend to farm as your primary job, there are special USDA Guaranteed loans for you. See the bulleted links below for more information.

• About USDA Farm Loans

• USDA Farm Loan Discovery Tool

• First Steps for New Farmers

• Assistance with Your Farm Business Plan

Land Only

To finance rural land for recreation, home building, or investment, there are many options of lenders. Most loans, however, will fall into the category of a balloon loan. To learn more about how land financing works click here.

To get started with the pre-approval process choose an option below:

Rural 1st:

• Competitive interest rates and low down payments for prime borrowers (720+ credit score)

• Rural construction, recreational land, agricultural land, and more

• Non-depository institution and services loans on a statewide basis

• Click here for a pre-approval with Rural 1st

AgCredit:

• More industry standard land loan types (30%-40% down)

• Agricultural loans, rural construction, recreational land, and more

• Depository institution and services loans on a much more local basis

• Click here for a pre-approval with AgCredit